Protect Your Child’s Future With Mutual Funds

You might not be able to imagine you could afford your child’s dreams and wishes for the future right now. But that could change if you use the right tactics. There is a way that can help you to prepare for the your child’s future – mutual funds. There are many funds that can help you invest in specific plans that augment your child’s future. The plans tend to vary based on the age of the child you’re investing for. If you’re investing for an infant or a child of up to 5 years – investments are likely to be equity based. Generally, the investment period could be up to around 15 years from when you start investing your money. This is the best time for you to start investing. It gives you more time with which you can build up your assets. You end up with more time in which you can keep investing money into the mutual fund.

Once your child is around 6 or 7, start considering a balanced fund. Even if you’re leaning a bit towards equities, that’s alright. But by this time, you shouldn’t rely only on equities. This is because you’ll have less time with to invest. Relying on equities means exposing your capital to volatility. At this point, the fund you choose needs to be balanced with a great deal of safety too. The investment period should range up to about 12 years. It gives you comparatively less time – for both investing and for you money to grow. Once the child reaches teens, don’t take any risks with your capital at all. Get a children plan with emphasis on debt funds rather than equity. You will have an investment period of around 5 years at the most, so don’t take risks with your money. Let it grow slowly but safely with debt funds.

Why debt funds? The investment period is too small for you to take risks with your money. You’ll need your money back in five years. Equity is simply too dangerous when you would need the money back in such a short while. Investing in debt funds helps to gain at least some level of interest on your money. You should have a good option for liquidity when you’re investing, though. Whatever plan you want to choose, ensure you have a fair idea of what you want when the investment comes to an end. You don’t want to fall short of the money you need. If you need more money, start investing earlier. Your money will have enough time to grow that way.

Using Kangaroo Mother Care Tips For Parents To Keep Post Natal Depression Away

Tips for parents about the use of Kangaroo Mother Care in warding off PND are helpful in helping to ease a Mother and her newborn through their beginning life together. When a woman is pregnant, her body releases a variety of hormones. These hormones help to improve nutritional digestion, redirect energy toward cell development, and of course trigger labor and delivery. With the birth of her baby there is a change in hormonal balance and lifes priorities, which can result in PND, or post natal depression.

Since the body has already been naturally carrying a baby in a kangaroo-like state it is normal for a Mothers body to adjust and provide KMC outside of the womb, having that similar closeness. It’s extremely healthy for a newborn baby to transition into the world in this way. After all, the baby has been inside the Mothers womb being carried in a very similar fashion to the kangaroo caring.

A tip for parents about the use of Kangaroo Mother Care to reduce the onset of Postnatal Depression is to be aware that helps to increase the release of happy hormones that promote feelings of love. It’s great for a Mom to use Kangaroo Mother Care in nurturing her baby and at the same time look after the way she is feeling as well.

There are different tips for parents using KMC when it comes to sleeping. Advocates of KMC encourage sleeping with a baby in this position. The Kangaroo Mother Care position requires the mother to sleep in a prone position that actually makes it very difficult to potentially do any harm to her newborn. Some experts even recommend that Mothers sleep sitting up. Every parent has to determine for themselves what is best for them and their baby.

As for tips for parents about the use of KMC as therapeutic in warding of PND, it is a very beneficial method of preventing postnatal depression. Kangaroo Mother Care has untold benefits and it is important for every parent to work out what works best for them and their baby in preventing the onset of postnatal depression.

Decorating Ideas For Kids Rooms

Kids room decorating are an opportunity waiting to come to life! No where else can you mix and match a variety of paint schemes along with creative stencils, stickers, sparkles and get away with it. Best of all, your kids can be involved in transforming their room into their own accomplishments while redecorating at the same time.

Some creative ideas on decorating kids bedrooms:

Furniture – Make a whole play area from an ordinary bookcase. Choose bright colors that match your child style and add features such as cutout doors for a doll house or castle effect. Add texture materials to one or two compartments that create a window or door like feature. When your child has out-grown the design, you can easily remove the materials and doors and replace them with the original materials that you saved. Other ideas can be used with Lego or large building blocks to create more designs to match your childs age.

Walls – Turn your kids walls in a big canvas. Paint is the perfect solution and least expensive way to create a kaleidoscope impact while offering unlimited color options. Just changing one wall or adding stripes, borders, sponge or stamping techniques can bring new life to an ordinary room. Use wavy or splat design patterns, or turn one wall into a mural effect. Choose a bright base and pick accent colors to achieve the best effects.

Ceiling – Create a magical night sky on your childs ceiling with glow in the dark decorations. These can be fun and even comforting for your child to be able to lie in bed and gaze up at the night stars

Doors – Use wooden letters that spell your childs name and glue them on the door. Painting them in the theme color of your child room will dress up the door nicely. Closet door hardware can be replaced with wiggly handles or their favorite cartoon character. By matching the door hardware with wall plates you can carry the pattern through out the room that accents their style.

Shelves – Using shelving materials can be the least expensive way to pick up the clutter and organize a room. Painting with the same colors or add design features with stencil or stamping can quickly dress up any room. Different shelve designs can also be used to border a window that eliminate the need for expensive window treatments.

Accessories – Large cork boards can quickly turn a bare wall into a busy space. Cork boards also eliminate holes in walls from nails or tacks that later need to be repaired. Wooden picture frames can be painted to help accent the room. Fans blades can be reversed and painted with designs to add cool effects when in use and then can be reversed when it comes time to re-decorate.

Decorating your kids bedroom is a great way to give them a place they can call their own and you may just find your kid spending more time in there!

Stranger Danger Teaching Abduction Safety to Children

Stranger Danger is one of the most important lessons for children to learn. We all know the catch phases like “Dont talk to strangers”, “Never get into a car with a stranger”, and “Dont take candy from a stranger.” The phases are simple reminders for kids, but they can make the child insecure and fearful. How can we teach about stranger danger without scaring them or give them nightmares? Heres some quick tips to keeping your child safe.

What is a Stranger?
The first thing to teach children is the difference between a friend and a stranger. Statistics show that casual acquaintances perpetuate most abductions. Children wrongly assume that because the parent says “hi” to the clerk at the grocery store, that they are friends. Quiz your child in the difference between a stranger and a friend. Ask them if a teacher is a friend or stranger, how about the cashier at Blockbuster, or your neighbor that you have know for 5 years, etc.? This drill is an excellent start.

Saying No to Adults
We teach our children to respect adult and listen to them so most children have difficulty say no to adults. Child Predators exploit this tendency to abduct children by telling them to get into a car with a stern voice. The stern voice makes the child feel they did something wrong and comply with the demands.

Teaching your child, that it is okay to say no to strangers and that they ALWAYS need to ask parents permission first before meeting strangers demands. Parents can role-play the parts of the stranger and have child say no.

Whats the Secret Password?
In the case of an emergency, create a family password that only you and your child know. A friend may need to pick up your child at school or an activity. How does your child know that you asked them to pick them up and its not a trick? Yes, you got it, the family password. The child asks the friend for the family password and if they know it, the child knows that you did send them and everythings okay. Dont forget to change the password once it is used.

Important Information your child should know
Teach your child some vital information will assist if they get lost. You should quiz them periodically to ensure they remember it. Give them lots of praise and attention for answering correctly. The vital information for the child to know is your full home address, home phone number, both parents full names, and cell phone numbers. Many kids are shy around other adults so its important to build their confidence so they can repeat the information to a police officer or another person trying to help.

Know thy enemy
Awareness is power in abduction safety. Parents should know if any child predators live in their area. Parents can go to to search for child predators with prior conviction in your area.

Healthy Eating Facts For Kids

Healthy eating can start at any age, but the younger we are when we start eating healthy, the more of a chance we can avoid illness later in life. If you have children, then you need to make sure they are eating foods that truly are healthy for them. Sometimes, though, you may not know what to provide to your kids. There is such conflicting information out there about what is truly healthy for kids and what is not. To help you get through the confusion, here are five healthy eating facts for kids.

1.Breakfast is a must. There have been numerous studies that have shown that when kids eat a healthy breakfast, they are able to concentrate better in school. In addition, they will have more energy throughout the day. It can be easy to skip breakfast when you are in a hurry, but if you want to make sure your kids are practicing healthy eating, you need to provide them with breakfast.

2.Another of the healthy eating facts for kids would be the importance of dairy. Your childs bones are still developing. This means that calcium is a must. Dairy products are very high in calcium. All you need to do is look for low fat products like skim or 1% milk and low fat cheeses.

3.Kids are more likely to be willing to practice healthy eating if you allow them to be involved in cooking. When you are getting ready to prepare family dinner, be sure to allow your kids to help. Look for simple tasks that will not be dangerous for them, but will make them feel like they have an important responsibility.

4.Perhaps one of the most important healthy eating facts for kids would be how valuable fruits and vegetables are. Many times, kids will choose unhealthy junk food over fruits and vegetables, but kids need five servings of these healthy foods every day. Find ways to make sure they are getting them through fruit slices for snacks or low sugar fruit juices.

5.Family dinner makes a difference. When you all sit down for a meal, it is much easier to make sure your child is eating healthy. No matter how busy you are, try to have one family meal together each day.

As you can see, these five healthy eating facts for kids will make it much easier for you to get started making sure your own child is eating healthy for a better future.

Entertaining Your Children With Kids Entertainment Companies

Entertaining your kids in the right way is very vital to ensure they enjoy and feel your care in a special way. Have you ever felt lost on how to entertain your child’s friends on birthdays? Have you ever felt your activities are not entertaining the children around you? You will be glad to know about the children’s entertainment companies who offer a number of services and activities for kids. You can hire them for parties and other events which involve kids at homes, hotels or schools. This article discusses about what these companies have to offer.

Themed Parties
As kids, dreams have no limits. They wish to be characters that make them laugh or take them to a world of fantasy. From princess like Cinderella and Belle to action heroes like Batman, Spiderman etc. These kids entertainment companies offer themed parties where the party will be based on a character that your child likes. They take the full responsibility of organizing for the items required and arranging the premises for the party. Apart from this they also have professional magicians and clowns who are experts in making your children laugh. Based on the theme they also bring along sculptures and air brush tattoos to give the children a different feel. You have a number of different packages to choose from depending on the gender and liking of your child.

Magicians And Clowns In Toronto
Entertainment for kids is incomplete without magicians and clowns. These professionals are experts in connecting to the children and amusing them in a special way. The magicians add a bit of comedy along with their tricks making it a very enjoyable experience. They also conduct interactive sessions to keep the children involved in the activities. They show tricks with different kinds of props, live or stuffed animals and illusions. Clowns in Toronto are adored by children across all age groups. There is a wide selection in the type of clown you would like to choose depending on the premises and the theme of your party. Dancing clowns, stilt walking clowns, juggling clowns are a few of the favorites. For the younger age group they offer a specific set of clowns to ensure the children have a nice time.

Inflatable Bouncers And Sliders
Inflatable items are something your children can never resist. These kids entertainment companies offer a wide range of options in inflatable castles and jumpers. These companies give it for hire and even set it up in your premises. You will find a number of different themes on which these sliders and castles are based on. You can choose from among them depending on the liking of your child and the number of children who will be playing. For boys you will find jumpers with Batman or Spiderman themes for girls it will be themes related to princess and palaces.

Child Care Cribs Checklist for Child Care Centers

As a child care center owner or manager, part of your job is to reassure parents that their children are safe in your care. One component of this is making sure that your child care cribs are safe for children to use. Follow this checklist when you inspect your child care cribs.

1.Crib slat width: The space between crib slats must be no greater than 2 3/8 inches apart. This prevents infants from getting their head stuck between the slats.

2.Crib slat integrity: To avoid injury, ensure that there are no slats are missing, loose or cracked.

3.Mattress quality: Child care cribs must have mattresses that fit snugly within the crib. No more than two finger-widths should remain between the edge of the mattress and the crib side. In addition, mattress support should be securely attached to the headboard and footboard.

4.Crib top rails: The top rails of crib sides, in their raised position, should be at least 26 inches above the top of the mattress support at its lowest position.

5.Hardware: Check your child care cribs to make sure that there arent any missing, loose, broken, or improperly installed screws, brackets or other hardware on the crib or mattress support.

6.Headboard and footboard: No cutouts should be in the headboard or footboard to ensure a babys head cant get trapped.

7.Corner posts: Corner posts of your child care cribs should be no higher than 1/16 inch so that a babys clothes cant catch.

8.Remove all toys: When the child is sleeping, make sure to remove all crib toys, which includes any mobiles that the baby could grab.

9.Crib placement: Do not place the crib next to a window, or close to curtains and drapery cords. In addition, dont place the crib next to furniture that could help the child crawl or climb out of the crib.

In addition to this checklist, make sure that your crib is assembled correctly and that screws and bolts are always tight. The safe assembly and upkeep of your child care cribs can ensure that children at your child care center are always safe. In addition, safe cribs can help keep your child care center in business.

Preparing the Right Food for Your Kids

This Advice Will Alter The Way You Look At Nutrition/p>

If you are serious about making a optimistic change in your life, all you need to do is educate yourself on the best ways to go about it. This article can help you figure out how to get started.

It is a great idea to have protein bars close at hand if when you travel. You will have noticed these days that regular meals in airports are becoming harder to find. Either when you are rushing to get through security, wait on a flight, you might have noticed that there is no food. Having these protein bars will provide you fill in the gaps while you are traveling.

Whole grains are a balanced and healthy diet. Whole grains are way more healthy than refined carbs. Some examples of whole grains you should eat every day are: whole wheat pasta, whole wheat bread and oatmeal. This will give you the fiber and nutrients your body the required fiber and nutrients it needs which refined carbs.

Breakfast is an essential part of pretty much any diet plan. Breakfast is perhaps the most critical meal because it floods you body with nutrients and metabolic fuel after sleeping all night.

A single stalk of this green super food can give you a day’s worth of Vitamin K/ It contains adequate vitamin C levels that are around two days. These nutrients will help you build healthy bones and could possibly reduce cancer risks. To get the most nutrients you can, steam it.

This delicious grain contains 14 grams of high-quality protein by weight. You can make many meals using Quinoa.

A great nutrition tip which also serves as weight loss suggestion is to avoid any type of food because it is not good for your body. This includes any fried and/or oily foods, processed, or even high in simple carbohydrates such as starch, sugar or flour.

Knowledge is important for battling unhealthy eating habits. Understanding the content of the foods one eats is invaluable to assembling a diet that is healthy and nutritious. Using these suggestions can help you eat better than ever.

Angela Stafford is a renowned blogger writing mostly about cooking and food delicacies. She now shares her secrets in her book entitled Fairy Tale Safari to parents who want to provide their kids nutritious diet. Click here to know more about the healthy recipes for kids.

Child Sponsorship Moves Beyond The Basics

One of the most popular forms of charitable giving in use today is child sponsorship as witnessed by the fact that just one of the leading child sponsorship charities currently has over 1 million individual child sponsors worldwide. Despite this huge level of support, it is not generally understood exactly what child sponsorship actually involves.

Most people tend to assume that ones chosen charity arranges for sponsors to be matched up with an underprivileged child in one of the poorer underdeveloped countries. The idea is that you essentially take a child under your wing and act almost like a fairy godmother or father until he or she attains adulthood and can stand on his or her own two feet.

To a large extent, this is a pretty accurate impression. New sponsors are matched with individual children and can typically choose which country, which sex and which age group they would prefer. They then exchange photos and letters on a regular basis. This obviously helps the sponsors to see at first-hand how their donations are benefiting the children.

The sponsorship itself costs approximately 15 per month and many donors choose to sponsor more than one child at once. One common misapprehension about these regular donations is that they go direct to the childs parents or guardian in order to pay for essentials such as food or education. In reality, some of the longest established child sponsorship charities have found that this is largely ineffective and can cause resentment amongst other children in the community who might not be so fortunate.

Instead, some of the largest charities prefer to pool total donations and implement larger schemes to assist the whole community. Nor are all the funds diverted towards obvious short term relief like providing food, water and basic healthcare. There is a strong emphasis on self-help and personal development so that future generations will be self sustaining and not so reliant on outside assistance.

To this end, sponsors will often find their donations finding their way into things like training courses to teach teenagers how to farm, small grants for business start-ups and introducing the concept of village based savings and loan organisations.

There is no doubt that the top sponsorship charities have been active for so long in many countries that they are now taking a leading role in aiding the overall welfare of children and ensuring that they are not exposed to discrimination, abuse and exploitation.

Educational Benefits Of Childrens Teamwork Exercises

There are considerable educational benefits to childrens teamwork exercises but dont tell them that!

The reality is, by providing a group of children with a challenge to work with, they may improve communication, leadership and problem solving skills but as far as they know, theyll just be having a whole lot of fun.

A great way to get children working as a team is to involve them in school fundraising.

In addition to promoting cohesiveness among a group, this will give the children a shared sense of purpose, as they work together to help raise funds for the improvement of their school.

By having fun together in a challenging atmosphere, children learn to apply themselves, and become incredibly motivated.

The team aspect also ensures there is no hiding place, so all children become involved and have something to contribute.

This can be hugely beneficial for quieter children, who will have the opportunity to find their special skill, and gain recognition which they may previously have shied away from.

Similarly, natural extroverts will have a positive platform for their personality, where leadership skills and creative input is very important.

Teamwork among children dramatically improves communication, and as a result, empathy.

The result can be old breaking down of barriers, new friendships are formed and children are naturally encouraged to work with others perhaps outside their day-to-day clique of friends.

This improved communication, productivity and group dynamic will have a lasting impact on a class setting.

There are many schools fundraising ideas which promote team building among kids as well as helping to generate cash for school trips, equipment and improved facilities.

Another good fundraising idea is producing your own school Christmas cards.

The team can draw on each childs talents to design, produce and sell schools Christmas cards,.

This can include ideas for themes, painting and drawing, writing of messages, marketing and selling the cards.

By involving the various skills and contributions of children, each child is celebrated individually while gaining a sense of belonging to a team.

Children benefit from an immense sense of pride in their school if they feel involved in its overall improvements.

Its also a guaranteed winner as a schools fundraising idea every parent will want to buy their childs school Christmas card.